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Assessing Your Financial Situation Upon losing your job, the initial and fundamental step is to assess your current financial condition. This process is crucial to understand your financial capacity and to develop a viable plan moving forward. Begin by taking a comprehensive inventory of your savings and available financial resources. Calculate the total amount you have access to, including savings accounts, emergency funds, and any other liquid assets. Next, evaluate your monthly expenses with a keen eye on essential and non-essential costs. Prioritize mandatory expenditures such as rent or mortgage payments, groceries, utilities, and healthcare needs. These basic necessities must be maintained to ensure stability during this period. Creating a … 続きを読む